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Create a paypal account

How to create a PayPal account in India?

Creating a PayPal account is very simple, and really useful. You can sign up for free. We will cover all the steps, but first you have to choose which type of account you want to open.

Types of PayPal Accounts

There are two types:

  • Personal/Individual Account – This is a basic account. You can use it to shop as well as receive money. If you are a beginner freelancer, you can simply make a personal account. If needed, you can upgrade to a business account anytime.
  • Business Account – This type of account offers many additional features for businesses.

Sign-up Process/Registration

To create an account, please follow the given steps:

  • Log on to the official PayPal website.
  • Click on ‘Sign Up’ on the top – right hand corner.
  • Select the type of account you want to open, and then click on ‘Next’.
  • Now you have to enter your email address and create a password.

Using PayPal in India

To shop/send payments, you can link your debit card and get started immediately.

However, to receive payments, you have to do the following:

  • Confirm your email address  When you sign up, PayPal will send you an email to confirm your account.
  • Link you PAN card  The name on your PAN card must match your PayPal account name. If you are a minor and don’t have a PAN card, you can open an account in your parent’s name.
  • Link a bank account – This will be the account you withdraw funds into.
  • Choose a purpose code  A purpose code indicates the type of business for which you are receiving the payment. (This will be your default code. You can choose a different code when receiving a particular payment.)


To link your debit/credit card, please follow the given steps:

  • Log in to your PayPal account.
  • Go to your dashboard/account overview.
  • Click on ‘Link a card’ under ‘Banks and cards’.
  • Now enter the required card details.
  • You have to make sure that your card is activated for international transactions. If it is notactivated, please call your bank to do so.
  • You can also add more than one card, or remove an old card.

How to verify your card?

Sometimes card verification is required. It can be done very simply as shown below.

This process is very similar to adding a card. You have to enter your name, bank account number and IFSC code.

PayPal automatically sends the money in your PayPal account to your bank account. But you can also manually withdraw the funds.

How to confirm your bank account?

After entering your bank details, to confirm your bank account, PayPal sends 2 small deposits into your bank account. Once you receive the deposits, you have to enter the amount of your deposits to verify your bank account. This process usually takes 2-3 days.


Can you open multiple PayPal accounts?

  • Yes, you can open one Personal/Individual Account and one Business Account.
  • But the two accounts must have different email addresses.
  • Also, you cannot link the same debit card, credit card, or bank account to the two different accounts.

How to contact PayPal India customer care?

  • You can call customer support for PayPal in India at 1800 419 9833 (9am to 9pm). 
  • If you are a merchant, you can call customer support for PayPal in India at 1800 121 1001(10am to 5pm, Monday to Friday).